National average rates on both the 30-year and 15-year fixed mortgages rose last week, according to the McLean, Virginia-based mortgage-finance company, Freddie Mac. This marks the fourth consecutive week that mortgage rates are moving away from record-lows.

The 30-year FRM gained 4 basis points last week, edging up to 3.66%, Freddie Mac said. Regarding the 15-year fixed loan, the national average rate now stands at 2.89%, slightly up from 2.88%, that it held before.

The Mortgage Bankers Association (MBA) reported last week, that mortgage applications in the United States fell 7.4% on a seasonally adjusted basis in the week ending August 17. Based on the MBA’s Market Composite Index, loan requests for home refinancing dropped 9%, which marks the lowest level since early July. The Purchase Index, on the other hand, ticked up 0.9% in the aforementioned period.

The refinance share of total mortgage applications edged down to 80% from the previous 81%. The ARM share of total mortgage activity currently stands at 4%.

Earlier today we reported on current mortgage rates at Bank of America (NYSE:BAC), Capital One (NYSE:COF) and Chase (NYSE:JPM). Now let’s take a look at mortgage refinance rates at some other top lenders.

Branch Banking and Trust (NYSE:BBT) has been advertising various mortgage packages at excellent levels over the last couple of months. Today, the standard 30-year fixed mortgage can be locked in at a rate of 3.875% and features an annual percentage rate of 3.941%. This is a slight improvement over last week’s rate, when this loan was up for grabs at 4.000% plus an APR of 4.066%. As for the 15-year fixed rate loan, the current rate is 3.375% and bears an APR variable of 3.510%.

BB&T Bank’s 30-year fixed FHA-insured mortgage loan retained its strength this Monday, as it stands at 3.625% and has an APR of 3.846%.

Although, we have seen some marginal rises in mortgage rates at Wells Fargo (NYSE:WFC) during last week, the overall picture looks still quite bright, to say the least. Those who want to refinance with the assistance of Wells Fargo and are considering the 30-year FRM, can get it locked in today for as low as 3.875% and an APR figure of 4.051%. Likewise, the 15-year FRM hold its promise, as it demands only 3.000% in interest and 3.308% by way of APR.

The 5-year adjustable rate loan can be secured this Monday at a rate of 2.250% plus an annual percentage rate of 3.072%.

TD Bank (NYSE:TD) has some interesting fixed mortgage deals on offer today, with the 30-year fixed loan starting at 3.875% and bears an APR variable of 3.925%. The rate on the 15-year FRM moved below 3% now, as interested borrowers can pick it up at a rate of 2.990% plus an APR of 3.078%.

In case of more flexibe refinance loans, the initial rate on the 7/1 adjustable rate mortgage is 2.875% which is accompanied by an APR sum of 3.126%. The 5/1 ARM, on the other hand, can be taken out for as low as 2.750% which amounts to an annual percentage rate of 3.125% as of Monday.