On Tuesday, just before the holiday, mortgage rates remained unchanged. As financial markets closed earlier, we experienced little change in interest rates. However, today and on Friday, we may see some more significant changes as some important economic data is scheduled to be released.

Looking at the latest domestic economic reports, applications for unemployment benefits fell to a seasonally adjusted 374,000 last week, down from the revised up 388,000 data from a week earlier, the Labor Department said Thursday. Jobless claims decreased by 14,000 last week, posting the biggest decline since April. This number is an encouraging one, showing some positive signs for the struggling job market. Previously, economists who were polled by Reuters, had forecasted that last week’s jobless claims may fall to 385,000.

Another domestic economic report which got released today is the ISM non-manufacturing Index for June. The report indicates that service industries expanded in June in the form of 52.1. However, the current number signals a slower rate of expansion, as May’s index was 53.7, according to the data from the Institute of Supply Management. The consensus expectation was for a reading of 53.0.

Due to these mixed reports, we may see mortgage rates having only little movements on Thursday, with some lenders lowering loan rates, while others may raise them a tad.

However, as far as current mortgage rates are concerned, Charlotte-based lender, Bank of America (NYSE:BAC) offers an array of mortgage loans with low interest rates, including the 30-year fixed mortgage for home refinancing, which bears a rate of 3.875% plus an APR of 4.014%. The 15-year fixed loan looks similarly attractive, as it carries a daily low of 3.250% and an APR sum of 3.532%.

Adjustable rate mortgages represent a good alternative for customers who are preferring more flexible conditions for their mortgage loans. This Thursday, Bank of America advertises the 7/1 ARM at a competitive rate in the form of 2.875% which bears an APR sum of 3.248%. The 5/1 ARM package didn’t have much movement in the recent days, as it’s up for grabs at a rate of 2.625% and yields to an APR of 3.248%.

Mortgage loan rates at another lender, PNC Bank (NYSE:PNC) look decent on Thursday. Looking at fixed rate loan deals, the benchmark 30-year FRM remained firm, as it’s being offered at a rate of 3.875% with an APR amounting to 3.851%. Meanwhile, PNC has lowered the opening rate on the 15-year fixed mortgage loan, which demands now 3.000% in interest plus an APR figure of 3.025%.

Potential borrowers, who are interested in home refinancing and able to qualify for the lowest possible rates, will see some excellent opportunities today, in case they head over to Branch Banking and Trust (NYSE:BBT). The examples below are simply speaking for themselves. This bank advertises the standard 30-year fixed refinance loan this Thursday at a rate of 3.750% which comes with an annual percentage rate of 3.836%. Others, who prefer shorter-term loans, may take advantage of the ongoing-lows regarding the 15-year FRM, as it stands at 3.250% and carries an APR variable of 3.367%.

Turning focus to BB&T Bank’s adjustable rate type mortgage loans, the 7/1 ARM begins at 2.625% and holds an APR of 2.716%. On the other hand, borrowers who are refinancing via the 5/1 ARM alternative can expect 3.000% in interest and 3.073% by way of APR, as of Thursday.

For more details on mortgage rates and terms and conditions, please visit lenders’ websites.