From most angles, T-Mobile is the underdog in the competition among carriers in the United States, but the company is making its best effort to keep itself relevant and visible to consumers. One of the default methods to achieve this goal is through some interesting pricing schemes for a number of the top smartphones currently available on store shelves.
Over a dozen smartphones are covered by T-Mobile’s deals, but the Nexus 4, HTC 8X, Galaxy Note 2 and Galaxy S3 are probably the ones that should garner the most attention. The deals mainly involve mail-in rebates of $100 to $200 after paying the subsidized prices for the handsets. However, buyers would have to pay $20 a month for next 20 months to pay off the remaining cost of the smartphones on top of the monthly bill for the phone service.
This means that the Samsung Galaxy Note 2 would cost $99 after the mail-in rebate, plus $400 over the next 20 months. This is still a $200 discount from its unsubsidized list price.
For the Google Nexus 4, HTC Windows Phone 8X and Samsung Galaxy S3, the cost of the smartphones would be $0 after the rebates, but all of these phones would still be covered by the same $20 monthly amortization over 20 months. For the HTC 8X and Galaxy S3, consumers would enjoy discounts of $150 to $200 from the list price when everything is computed out.
However, buyers of the Nexus 4 would pay $50 more than what they would have paid in the Google Play Store. Still, given how difficult it is to get the Nexus 4 and the inflated prices the device could be found in other retailers, the T-Mobile deal could be the most reliable way of getting the handset in a reasonable amount of time.