Other than the FHA-insured loans, the rate quotes given assume that the borrower has strong credit standing and is willing to pay 1.00% of the total loan amount in origination fees. In addition, lock-in periods apply for most mortgages and the loan terms may vary depending on the property’s location and geography.

The rate quotes given are liable to change without notice and can vary when the loan is approved or the funds are disbursed. Contact the loan officer in charge or visit the lender’s website for more details.

On Thursday the 30-year fixed conventional home purchase loan is available at an interest rate of 3.875% with discount points of 0.240 and an APR of 3.9981%. SunTrust’s 15-year fixed home mortgage is on the books at 2.990% and has discount points of 0.023, plus an APR of 3.1722%. With regards to the lender’s 30-year jumbo mortgage, qualified borrowers can pick it up at a rate of 3.800%. The deal features discount points of 0.085 and an APR figure of 3.9007%.

SunTrust is offering the 30-year fixed FHA-backed mortgage loan at a rate of 3.700%, which comes with discount points of 0.528 and an APR sum of 4.8161%.

Now, switching to the more flexible ARM loan options, the bank offers it’s Agency 5/1 ARM at at a rate of 2.490% with discount points of 0.268 and a corresponding annual percentage rate of 2.8603%. The 7/1 ARM has an asking rate of 2.700%, and carries 0.049 discount points and an APR variable of 2.9043%.

The loan conditions demand that a borrower must have a strong credit score and pay origination fees amounting to 1.00% of the total loan value to the lender. In addition, the loan to property value ratio must not exceed 80%.

The 30-year fixed rate conventional loan for home purchase is available at an interest rate of 3.950%, up from yesterday’s 3.900% rate quote, and an APR of 4.018%. The shorter-term 15-year fixed rate home purchase loan can be secured at a mortgage rate of 3.125%, higher than the recent 3.090% interest rate quote, for an overall APR of 3.241%.

Borrowers who need more flexibility in terms of interest rates may want to use the ARM options from the bank. These come with a fixed interest rate period then the rate is adjusted depending on prevailing interest rates at the reset schedule for the rest of the loan’s duration. KeyBank has several ARM alternatives being offered.

The 10/1 ARM home purchase loan comes with a mortgage rate of 3.160% and an effective APR of 3.111%, higher than the recent 3.068% APR. The 7/1 ARM home purchase mortgage can be locked in at an interest rate of 2.830% and an equivalent APR of 2.917%, up from the previous 2.898% APR. The 5/1 ARM home purchase mortgage is on the books at 2.690% and carries and APR figure of 2.873%. KeyBank’s 3/1 ARM home loan is quoted at a rate of 4.750% and features an APR of 3.361%.

The rate quotes given are liable to change without notice and can vary when the loan is approved or the funds are disbursed. The APR calculations were made using closing costs and discount points, assuming that the borrower will conform to the loan conditions, including lock-in periods.

Note that the APR calculations were made using closing costs and discount points, assuming that the borrower will pay 1.00% of the total loan amount in origination fees.

The 30-year fixed rate home purchase loan is offered at 3.750% interest and a corresponding APR of 3.811%. The shorter-term 15-year fixed rate home purchase mortgage can be secured at 2.875% interest and an effective APR of 3.091%.

Chase also provides adjustable rate mortgage (ARM) loans for borrowers who need more flexibility with interest rates. These loans come with a fixed interest rate period, after which the mortgage rate is adjusted depending on prevailing market interest rates at the time of the reset. The 7/1 ARM home purchase loan is available at 2.500% interest and an APR of 2.825% while the 5/1 version of this type loan is up for grabs at a rate of 2.250% and an effective APR variable of 2.769%.

For home refinancing, the 30-year fixed rate loan is available at a rate of 3.875% and comes with an APR figure of 3.978%. The more popular 15-year FRM bears a mortgage rate of 2.875% and an APR of 3.091%.

ARM loans are also available for home refinancing purposes. The 7/1 ARM home refinance loan can be secured under Chase at a mortgage rate of 2.750% and an APR of 2.939. The 5/1 ARM home refinance mortgage can be locked in at an interest rate of 2.625% and an APR variable of 2.907%.

The bank also accepts loans that are insured by the Federal Housing Authority (FHA) for borrowers with low credit scores. These loans typically come with higher interest rates or discount points, as well as annual percentage rate (APR) quotes.

The 30-year fixed rate home refinance mortgage for conforming loan balances carries a mortgage rate of 3.875% and an annual percentage rate (APR) of 4.042%. The 30-year fixed rate FHA-backed loan for conforming amounts is quoted at an interest rate of 3.750% and a corresponding APR of 4.879%, same as the previous quotes. The shorter-term 15-year fixed rate home refinance loan comes with an interest rate of 3.000% and an equivalent 3.291% APR.

For larger loan amounts, the property to be financed must be located in an eligible area. The 30-year fixed rate home refinance loan for larger loan amounts in eligible areas is offered at a mortgage rate of 4.000% and an APR of 4.126%. The 30-year fixed rate FHA-backed home refinance mortgage for these kinds of balances can be secured at an interest rate of 3.750% and an APR of 4.832%.

The 30-year fixed rate home refinance loan for jumbo balances comes with a mortgage rate of 3.875% and an effective APR of 3.986%.

Borrowers who need more flexibility in terms of interest rates may want to use the adjustable rate mortgage (ARM) options from Wells Fargo. These come with afixed interest rate period then the rate is adjusted depending on prevailing interest rates at the reset schedule for the rest of the loan’s duration.

The 5/1 ARM for conforming balances is available at an interest rate of 2.250% and an equivalent APR of 2.817% while the 5/1 ARM FHA home refinance loan for larger loan amounts in eligible areas carries a rate of 2.250% and an APR of 2.942%.

As far as the lender’s conventional home loans are concerned, the standard 30-year fixed home purchase mortgage is listed at 3.750%. This type of fixed loan carries an APR figure of 3.882%.

Another interesting loan offering is Bank of America’s 15-year fixed rate conventional loan, which is coming out at a rate of 3.000%. The current APR for this mortgage mortgage is 3.238%.

Besides fixed rate packages, interested borrowers can find some favorable adjustable rate loans at this bank. The mortgage rate for the 7/1 adjustable rate loan is quoted at 2.625% and it bears 2.964% by way of APR. In case of the 5/1 version of this package, it has an asking rate of 2.250% and an APR variable of 2.868%, the lender’s latest rate information showed.

In the refinance loan arena, the 30-year fixed mortgage demands 3.875% in interest, while the corresponding APR is set at 4.004%.

Those who think the 15-year fixed refinance loan fits the bill better, will need to pay 3.000% in interest, whilst the corresponding APR figure stands at 3.252%.

Browsing through additional home refinancing loans, the 7/1 ARM has a daily low at 2.750% and it features an APR figure of 3.006%. The 5/1 version of this flexible mortgage carries 2.500% in interest and 2.967% by way of APR.

Full details on Bank of America’s latest mortgage rates, loan assumptions and terms and conditions, please head over to the lender’s website.

The latest home purchase and refinance loan rates have been published for May 22, 2013 and there were some adjustments in the loans’ annual percentage rate (APR) quotes.

Currently, Chase’s 30-year fixed rate home purchase loan can be secured at 3.750% with an annual percentage rate set to 3.801%. The 15-year fixed rate loan can be picked up at 2.875% with an APR standing at 3.072%.

Meanwhile, the 30-year fixed rate home refinance loan is carrying 3.875% in interest rate. This loan bears an APR figure of 3.968%. Other borrowers, who are more interested in the 15-year fixed home refinance mortgage, this deals is listed at 2.875% and has an APR variable of 3.072%.

The lender also provides adjustable rate mortgage (ARM) loans for borrowers who need more flexibility with interest rates. These loans come with a fixed interest rate period, after which the mortgage rate is adjusted depending on prevailing market interest rates at the time of the reset.

On Wednesday, Chase’s 7/1 ARM for home refinancing is available at a rate of 2.750%. The mortgage package bears an APR sum of 2.939%. As for the 5/1 ARM home refinance loan, interested mortgage shoppers can expect to pay a rate of 2.625%, while the APR is set at 2.907%.

The current mortgage rates are subject to change without prior notice and may vary upon loan approval or actual disbursement of funds.

While most of the loans are offered to borrowers with high credit scores, loans that are guaranteed by the Federal Housing Administration (FHA) are also accepted by this bank. These typically come with higher rate quotes though.

The lender offers 30-year fixed mortgage loan for home refinancing at a rate of 3.875% with an annual percentage rate (APR) set to 4.042%. The shorter-term, 15-year fixed mortgage is listed at 2.875% and bears an overall APR of 3.165%. With regards to the FHA version of the 30-year fixed package, the starting rate is 3.750% and it feature an APR variable of 4.879%.

For larger loan amounts, the bank offers the 30-year fixed mortgage at an interest rate of 4.000% with an APR set to 4.126%. The 30-year fixed FHA-insured mortgage package is quoted this Friday at a rate of 3.750% and it carries a corresponding APR of 4.832%.

In addition, borrowers who need more flexibility in terms of interest rates may want to use the adjustable rate mortgage (ARM) options from the bank. These come with a fixed interest rate period then the rate is adjusted depending on prevailing interest rates at the reset schedule for the rest of the loan’s duration.

The flexible, 5-year ARM – for larger loan amounts – is available at an interest rate of 2.375% and a corresponding APR of 2.821%.

The rate quotes given are liable to change without notice and can vary when the loan is approved or the funds are disbursed. Contact the loan officer in charge or visit the lender’s website for more details.

Borrowers who want to apply for home loans but have low credit scores can take advantage of loans insured by the Federal Housing Administration (FHA).

The 30-year fixed rate home purchase mortgage is available at a rate of 3.800%. This loan bears 0.201 discount points and a corresponding APR of 3.9193%. The 15-year version of this purchase loan is quoted by SunTrust Bank at 2.900% interest for 0.285 discount points and the deal also features an overall APR of 3.1197%.

The 30-year fixed rate FHA-backed mortgage deal is coming out at 3.700% and 0.110 discount points, amounting to an effective APR of 4.7769%. The 30-year fixed rate home purchase loan with a jumbo balance is offered by the lender at 3.750% interest and 0.051 discount points, yielding an APR of 3.8476%.

As mentioned earlier, ARM alternatives are also available under this bank, as these feature a fixed interest rate period for a specified number of years. After that, the interest rate is adjusted to reflect current interest rates during the reset schedule.

The 5/1 ARM home purchase loan is advertised at a mortgage rate of 2.600% and 0.035 discount points and APR figure of 2.8801%. The 7/1 ARM alternative can be availed at an interest rate of 2.700% and 0.120 discount points, for an effective APR of 2.9099%.

These rates are subject to change without prior notice and may vary upon loan approval or actual disbursement of funds. The APR calculations were made using closing costs and discount points, assuming that the borrower will pay 1.00% of the total loan amount in origination fees.

The asking rate on the 30-year fixed conventional mortgage – which can be used for home purchase – is set at 3.625% at Bank of America. The corresponding annual percentage rate (APR) is 3.802%.

Staying with home purchase loans, the shorter-term 15-year fixed version of this package is offered by BofA at a rate of 3.000%. The current APR for this mortgage loan is 3.222%.

In addition to fixed rate loans, the lender offers more flexible adjustable rate mortgages as well. The interest rate for the 7/1 adjustable rate loan is advertised at 2.625% and it bears 2.959% by way of APR. Regarding the 5/1 version of this package, it has an asking rate of 2.125% and an APR figure of 2.856%, the lender’s latest rate information revealed.

Bank of America offers several options for home refinancing, including the 30-year fixed rate deal, which has a daily low at 3.750% and features an APR of 3.893%.

The lender’s shorter term, 15-year fixed refinance loan could be an ideal alternative for some borrowers, as it can be picked up at 3.000% and bears an APR variable of 3.237%.

The 7/1 adjustable rate loan for mortgage refinancing offers more flexibility and those who decide to take on this loan package, will encounter a rate of 2.625% and an APR variable of 2.988%. Those preferring the 5/1 ARM version, will see it being advertised at 2.500%, whilst the APR stands at 2.961.

For more information on Bank of America’s mortgage interest rates, visit the lender’s website or contact the loan officer in charge.

The loan conditions demand that a borrower must have astrong credit score and pay origination fees amounting to 1.00% of the total loan value to the lender. In addition, the loan to property value ratio must not exceed 80%.

The 30-year fixed rate deal is one of the home purchase loans that KeyBank offers. It’s available at an interest rate of 3.900% with a corresponding annual percentage rate (APR) of 3.967%. The lender also offers the 15-year fixed version of this conventional mortgage package, which is listed at 3.090% and carries an APR of 3.205%.

Borrowers who need more flexibility in terms of interest rates may want to use the adjustable rate mortgage (ARM) options from the bank. These come with a fixed interest rate period then the rate is adjusted depending on prevailing interest rates at the reset schedule for the rest of the loan’s duration. KeyBank has several ARM alternatives being offered.

The 10/1 ARM home purchase loan comes with a mortgage rate of 3.090% and an effective APR of 3.068%. The 7/1 ARM home purchase mortgage can be secured at an interest rate of 2.790% and an equivalent APR of 2.898%. The 5/1 ARM home purchase mortgage is available at an interest rate of 2.690% and comes with an equivalent APR of 2.873%. The 3/1 ARM home purchase loan is quoted at an interest rate of 4.690% and carries APR variable of 3.347%.

The rate quotes given are liable to change without notice and can vary when the loan is approved or the funds are disbursed. The APR calculations were made using closing costs and discount points, assuming that the borrower will conform to the loan conditions, including lock-in periods.