According to Bankrate.com’s (NYSE:RATE) weekly mortgage survey, the average rate on the 30-year FRM fell to 3.78% this week, that’s 1 basis point down from the previous record-low 3.79%. In line with this, the average rate on the 15-year fixed rate loan inched down and reached a new record-low in the form of 3.05%.

The 30-year fixed Jumbo loan averaged 4.43% this week, which is also a new record-low. Regarding adjustable rate mortgages, both the 7/1 ARM and the 5/1 ARM loan reached new all-time lows, with the former carrying 3.05% and the latter holding 2.89%, according to Bankrate’s findings.

Weak retails sales, fall in existing home sales and weaker than expected job market data are all indicating that the U.S. economy is slowing. It seems like a trend now, that mortgage rates are hitting record-lows every week, though, due to tight lending requirements many potential borrowers are unable to take advantage of super-low interest rates.

On the other hand, those who qualify for the lowest rates, can take advantage of some exceptional mortgage loan packages that are on offer these days. Buyers seeking for a favorable long-term mortgage loan should consider Bank of America’s (NYSE:BAC) 30-year fixed rate conforming loan which starts at 3.500% and features an APR sum of 3.647%. As for the 15-year fixed option, it carries a daily low of 2.875% and yields to an APR of 3.099%.

Now, those who prefer to invest to a new or used home with the help of an adjustable rate mortgage, will see the 7/1 ARM carrying an interest rate of 2.750% with an APR amounting to 3.240%. Others who are taking on the 5/1 ARM will encounter an opening rate in the form of 2.375% plus an APR variable of 3.181%.

Moving on to other mortgage loan options for home purchase, TD Bank (NYSE:TD) advertises the 30-fixed conventional loan at a rate of 3.750% which has an annual percentage rate of 3.809%. Regarding the shorter, but also popular 15-year fixed home purchase mortgage, the asking rate is 3.125% and bears an APR figure of 3.230%.

TD Bank’s 30-year fixed FHA type of loan is on the cards at a rate of 3.750% and an APR sum of 4.393%.

Turning focus to today’s home purchase rates at Wells Fargo (NYSE:WFC), the standard 30-year fixed home loan demands only 3.500% plus an APR of 3.663%. The 15-year FRM follows a similar line, as it can be locked in for as low as 2.500% and an annual percentage rate of 2.787% as of Friday.

Other purchase loans options include the 30-year fixed FHA, which is up for grabs at 3.250% and comes with an APR figure of 3.550%.

The 5-year ARM remained steady at Wells Fargo this week, as interested borrowers can expect an interest rate in the range of 2.250% and an APR of 3.145%.