Mortgage rates in the United States have ended another stunning week, as fixed rate loans reached new record-lows, according to the latest report from Virginia-based mortgage company, Freddie Mac.

The national average rate on both the 30-year and 15-year fixed rate mortgage dipped to new-all time lows, providing a golden opportunity for those interested in homebuying or refinancing. This week the average rate on the 30-year FRM fell to 3.79%, coming down from the previous 3.83%. On the other hand, the shorter 15-year fixed rate mortgage averaged 3.04%, which is below the previous record-low, 3.05% from last week.

The aforementioned loans have been falling to new record-lows now for the third straight week. The steady decline in rates, urges borrowers to take action, and rightly so, as such low rates haven’t been available since generations.

With that in mind, several top US lenders are closing the week with some incredibly low home loan packages, that should be considered for those, who are able to qualify for rock-bottom rates.

Among these veritable steals, we can find Bank of America’s (NYSE:BAC) 30-year fixed rate conventional loan, which carries an interest rate of 3.625% and an APR of

3.773%. As it can be seen, Bank of America lowered the rate on the aforementioned loan this Friday, which will surely pique interest among potential borrowers. Those who rather opt for the 15-year fixed counterpart, will face a rate of 2.875% plus an APR figure of 3.154%.

With regards to the best examples of more flexible type loans, this Friday Bank of America offers the 7/1 ARM at a rate of 2.875% with an APR amounting to 3.288% Meanwhile, the 5/1 adjustable rate loan sank to 2.625% and comes with 3.268% by way of APR.

Home purchase rates at SunTrust (NYSE:STI) had some minor changes throughout the week, with the most popular mortgage loans once again being available at lower rates this Friday. The 30-year FRM is being offered today for as low as 3.875% and an APR sum of 4.0200%. The shorter, 15-year fixed rate mortgage alternative is up for grabs at a rate of 3.375% and an annual percentage rate of 3.6108%.

The 30-year fixed rate FHA type mortgage can be obtained today at a rate of 3.625% which has an APR variable of 4.6944%.

The majority of SunTrust’s adjustable rate loans are following a similar path, as most packages are holding lower rates today. The Agency 7/1 ARM is beginning at 2.990% with an APR yielding to 3.2472%. Those who prefer the Agency 5/1 ARM, will see a daily low of 2.875% which bears an APR of 3.1857%.

Current mortgage rates at US Bank (NYSE:USB) are mirroring this week’s falling trends, so they are definitely worth to watch out for, to say the least. This Friday the 30-year fixed conforming loan can be locked in for as low as 3.500% and an annual percentage rate of 3.500%. The 15-year fixed rate home loan remained firm at 2.750% and bears 3.146% by way of APR.

US Bank’s best Jumbo loans include the 30-year fixed Jumbo package, which has a starting rate of 3.750% and comes with an APR of 3.978%. In case of the shorter 15-year fixed Jumbo deal, borrowers will need to pay 2.875% in interest plus an APR variable of 3.273% as of Friday.